If you’ve never purchased travel protection before, it’d be no surprise if you had some reservations about it.

Spending extra money? Arghh.

Do you even really need it?

Believe us, travel insurance does way more good than harm, letting you enjoy your vacation with the peace of mind knowing that even if any unforeseen circumstance was to arise, you’d be taken care of.

And that’s a really good feeling.

Here are five travel protection myths debunked, courtesy of our friends at Travel Insured International.

“Travel protection is too expensive.”

Travel protection is actually very affordable, especially when compared to your trip cost and the amount of coverage offered. For example, if you have a 10-day trip and a $100 travel protection plan, that would only be $10 per day. That’s well worth it for knowing you’re covered in the event of a surprise jelly fish sting or some lost luggage!

“I have travel coverage elsewhere.”

This is true for some people, but coverage through other sources is usually more limited. For example, credit card companies typically only insure for things purchased on that card. As for medical coverage abroad, travel protection may offer a wider range of coverage than your personal health insurance.

“The airline has me covered.”

Airlines might get you on the next available flight, but what if the delay is extremely long? There’s no guarantee that your hotel and meal costs incurred during the delay will be covered by the airline. Travel protection, on the other hand, could help you with these costs and more!

“Every travel insurance provider and protection plan are the same.”

Not all travel protection plans and companies are alike. For example, at Travel Insured, they take pride in their excellent customer service and extensive coverage, working with you to find the plan that best fits your needs.

“My claim won’t get paid anyway.”

Our friends at Travel Insured care about their customers the same way they care about their own families. They want to help pay your claim, but it’s important to carefully read your documents to fully understand the coverage.